Quoting God and adding Karma in the same sentence......you really can't make that chit up. You can't believe in both. Pick sides for once in your life.

Sorry to hear about the wife's troubles. Same thing happened to my mom in COMO last year. They bought $5000 worth of things from her debit card and CC's. All the charges were returned, but they never prosecuted the Chitheads who stole the cards and bought all the gear.